Attention homeowners in Farmington and Strafford County: Need an appraisal?
The top 7 reasons why New Hampshire homeowners order from ENH Appraisal LLC:
At ENH Appraisal LLC, we understand the particular needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at ENH Appraisal LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.
Challenge Strafford County's assessment of your propertyLet's say you live in a local area that is declining -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting an expert appraisal from ENH Appraisal LLC is your best weapon.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. ENH Appraisal LLC is experienced in helping homeowners just like you remove unneeded PMI insurance.
Was your HELOC recently frozen?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be unsuitable from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. ENH Appraisal LLC can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.